UniCredit Leasing (formerly CAC LEASING) uses a tailor-made internet application for operating (advance) car financing, connecting importers with car dealers and the company’s headquarters. More than CZK 5 billion has been financed since 2003.

UniCredit Leasing (UCL) prepays vehicles delivered by the importer to the dealer. The dealer can then sell the car for cash and return the money or enter into a leasing agreement with UCL. The latter option is incentivized by bonuses.

The operational finance support system allows the importer to input invoice data for cars delivered to dealers, for UCL head office to check this data, and to disburse money according to the findings. Dealers are allowed to monitor the progress of the whole process.

Multiple importers and multiple dealer networks are allowed to participate. The system is open and allows the involvement of different types of operational financing.

The main benefits are the speed of communication between the participating entities and the central recording of data directly in the UCL leasing system database. AMI has designed, developed, and currently provides support for the system and is working with UniCredit Leasing on further development.

Technology. The three-layer application is built on Java technology.

• the presentation layer consists of an HTML interface using JavaScript, built on JSP and taglibs
• the application layer runs within a J2EE containment framework (GlassFish)
• the database layer resides on the IBM mainframe (DB2 AS/400)
• the functionality is complemented by several separate java modules